I’m a fan of high-performance engineering and an automotive enthusiast, so naturally, Formula 1 (F1) has been an interest of mine for years. I decided to construct the LEGO Technic Mercedes-AMG F1 W14 E Performance Race Car (affiliate link) to display in my office. It’s been years since I played…
I’ve found a strategic blend of benefits that suit my lifestyle and spending habits using Bilt Rewards, Chase Sapphire Reserve, Chase Ink Unlimited, and Chase Freedom Flex. Here’s a breakdown of each card and how I leverage their perks and rewards to maximize my cents per point (CPP) when redeeming…
2023 was honestly just a weird year. The stock market was all over the place. Interest rates skyrocketed. International conflict became more and more disconcerting. The only thing that seemed stable was my clinical work. I was humbled also to be selected as one of the associate medical directors of…
The overwhelming majority of my non-retirement net worth is in my brokerage account invested in the index exchange-traded funds (ETFs) Vanguard Total Stock Market ETF (VTI, 0.03% expense ratio, represents the United States’ total stock market) and Vanguard Total International Stock ETF (VXUS, 0.07% expense ratio, represents the international market).…
Although primarily focused on growth investments, I contribute monthly to the Schwab U.S. Dividend Equity ETF™ (SCHD) to diversify my Fidelity brokerage account portfolio. This exchange-traded fund (ETF) focuses on high-quality, dividend-paying U.S. stocks and has a net/gross expense ratio of 0.06%. Here are some of the reasons I’m investing…
With market volatility, unexpected layoffs, personal emergencies, and uncertainty about the future, the COVID pandemic taught us the value of establishing an emergency fund. Let’s discuss how I approach this essential financial task. As Fidelity houses my employer’s retirement accounts, Roth IRA, and brokerage accounts, I wanted my emergency fund…
In 2022, I was humbled to be nominated for the hospital’s physician of the year, achieved diplomat status for critical care echocardiography, obtained my certification in medical quality (CMQ), bought the Batmobile (Tesla Model S Plaid), became the program director for our combined fellowship track in cardiothoracic anesthesiology and critical…
Another year, another opportunity to continue doing what I love! Just like last year, I’m attending in the CVICU. Although I try to fly under the radar, my coworkers found out it was my birthday and made it extra special! So thankful to have such amazing colleagues!
With the three-year lease on my Tesla Model 3 Performance almost up, I had to search for a replacement car as buying out the Model 3 was not an option per the contract I signed in 2019. I’ve been incredibly happy with my Tesla experience. Despite the other electric vehicles…
In March 2020, international markets nose-dived due to the COVID-19 pandemic’s economic impacts. At that time, I had been an attending physician for only six months. I decided to make a significant, one-time investment in low-expense-ratio index funds, knowing the market would eventually grow and I would compound over time.…